{"id":17504,"date":"2024-04-26T10:24:26","date_gmt":"2024-04-26T16:24:26","guid":{"rendered":"https:\/\/nexusvisa.com\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%af%80%e7%a8%85%e5%84%b2%e8%93%84%e5%85%a5%e9%96%80\/"},"modified":"2024-04-29T13:38:27","modified_gmt":"2024-04-29T19:38:27","slug":"%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%af%80%e7%a8%85%e5%84%b2%e8%93%84%e5%85%a5%e9%96%80","status":"publish","type":"post","link":"https:\/\/nexusvisa.com\/zh-hant\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%af%80%e7%a8%85%e5%84%b2%e8%93%84%e5%85%a5%e9%96%80\/","title":{"rendered":"\u52a0\u62ff\u5927\u7bc0\u7a05\u5132\u84c4\u5165\u9580"},"content":{"rendered":"\t\t
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\u52a0\u62ff\u5927\u4ee5\u9ad8\u6240\u5f97\u548c\u9ad8\u7a05\u6536\u805e\u540d\u65bc\u4e16\uff0c \u6240\u4ee5\u4e0d\u540c\u7684\u7bc0\u7a05\u65b9\u5f0f\u5c31\u8b8a\u5f97\u76f8\u5c0d\u91cd\u8981\u3002 \u77ad\u89e3\u4e26\u719f\u6089\u7e3d\u9ad4\u7a05\u5236\u662f\u6bcf\u4f4d\u52a0\u62ff\u5927\u5c45\u6c11\u7684\u5fc5\u4fee\u8ab2\u7a0b\u3002 \u52a0\u62ff\u5927\u806f\u90a6\u653f\u5e9c\u9f13\u52f5\u570b\u6c11\u81ea\u4e3b\u898f\u5283\u9000\u4f11\u751f\u6d3b\u548c\u5b50\u5973\u7684\u6559\u80b2\uff0c\u4e3b\u52d5\u5b78\u7fd2\u5404\u7a2e\u7a05\u6536\u512a\u60e0\u7684\u5132\u84c4\u8a08\u5283\u5df2\u6210\u70ba\u5e74\u5ea6\u5168\u6c11\u904b\u52d5\u3002 \u5982\u679c\u60a8\u662f\u65b0\u79fb\u6c11\uff0c\u4ee5\u4e0b\u5169\u5927\u985e\u662f\u60a8\u5728\u7b2c\u4e00\u5e74\u4e0d\u80fd\u932f\u904e\u7684\u7bc0\u7a05\u5de5\u5177\uff1a<\/p>\n

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  1. \u6295\u5165\u8cc7\u91d1\u88ab\u8a8d\u5b9a\u70ba\u5b8c\u7a05\u6536\u5165<\/strong>:<\/li>\n<\/ol>\n
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    • \n \u7a05\u6536\u514d\u8cbb\u5132\u84c4\u5e33\u6236\uff08TFSA\uff09<\/strong>\n <\/li>\n
    • \n \u8a3b\u518a\u6559\u80b2\u5132\u84c4\u8a08\u5283\uff08RESP\uff09<\/strong>\n <\/li>\n<\/ul>\n
        \n
      1. \u6295\u5165\u8cc7\u91d1\u88ab\u8a8d\u5b9a\u70ba\u672a\u7a05\u6536\u5165<\/strong>:<\/li>\n<\/ol>\n
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        • \n \u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09<\/strong>\n <\/li>\n
        • \n \u9996\u6b21\u8cfc\u623f\u5132\u84c4\u5e33\u6236\uff08FHSA\uff09<\/strong>\n <\/li>\n<\/ul>\n

          \u8acb\u8a18\u4f4f\uff0c\u6839\u64da\u60a8\u7684\u7368\u7279\u60c5\u6cc1\uff0c\u8aee\u8a62\u8ca1\u52d9\u9867\u554f\u4ee5\u91cf\u8eab\u5b9a\u5236\u60a8\u7684\u7b56\u7565\u3002\ud83c\udf1f<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          \u7a05\u6536\u514d\u8cbb\u5132\u84c4\u5e33\u6236\uff08TFSA\uff09: <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          • \u76ee\u7684\uff1a\u5728\u4e0d\u53d7\u7a05\u6536\u5f71\u97ff\u7684\u60c5\u6cc1\u4e0b\u70ba\u5404\u7a2e\u76ee\u6a19\u589e\u52a0\u5132\u84c4\u3002<\/li>\n
          • \u7279\u9ede\uff1a\n
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            • \u4e0d\u7528\u7533\u5831\u7d9c\u6240\u7a05\u5373\u53ef\u4eab\u6709<\/li>\n
            • \u6c92\u6709\u4f7f\u7528\u7684\u984d\u5ea6\u53ef\u4ee5\u7121\u9650\u671f\u7d2f\u8a08\u5230\u4e0b\u4e00\u500b\u65e5\u66c6\u5e74<\/li>\n
            • \u6295\u5165\u7684\u8cc7\u91d1\u70ba\u5df2\u7a05\u6536\u5165<\/li>\n
            • \u6295\u8cc7\u6536\u76ca\u514d\u7a05<\/li>\n
            • \u653f\u5e9c\u65bc\u6bcf\u500b\u65e5\u66c6\u5e74\u5e95
              \u9812\u5e03\u4f86\u5e74\u984d\u5ea6<\/li>\n
            • (\u4f8b\uff1a 2024 \u5e74\u70ba 6,000 \u52a0\u5143)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              \u8a3b\u518a\u6559\u80b2\u5132\u84c4\u8a08\u5283\uff08RESP\uff09: <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              • \u76ee\u7684\uff1a\u70ba\u5b50\u5973\u7684\u9ad8\u7b49\u6559\u80b2\u5132\u84c4\u3002<\/li>\n
              • \u7279\u9ede\uff1a\n
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                • \u5fc5\u9808\u7533\u5831\u7d9c\u6240\u7a05\u5373\u53ef\u4eab\u6709<\/li>\n
                • \u6c92\u6709\u4f7f\u7528\u7684\u984d\u5ea6\u53ef\u4ee5\u7121\u9650\u671f\u7d2f\u8a08\u5230\u4e0b\u4e00\u500b\u65e5\u66c6\u5e74<\/li>\n
                • \u653f\u5e9c\u65bc\u6bcf\u500b\u65e5\u66c6\u5e74\u5e95\u53ef\u80fd\u6703\u9812\u5e03\u4f86\u5e74\u7684\u984d\u5916\u52a0\u78bc\u6bd4\u4f8b\u6216\u91d1\u984d (\u9810\u8a2d 25%)<\/li>\n
                • \u6bcf\u500b\u53d7\u76ca\u5b50\u5973\u53ef\u4eab\u6709\u7684\u6700\u9ad8\u7e3d\u984d\u5ea6\u70ba 50,000 \u52a0\u5e63 (\u622a\u81f3 2024 \u5e74)<\/li>\n
                • \u6295\u5165\u7684\u8cc7\u91d1\u70ba\u5df2\u7a05\u6536\u5165<\/li>\n
                • \u6295\u8cc7\u6536\u76ca\u514d\u7a05\uff0c\u4f46\u662f\u53d6\u51fa\u672c\u91d1\u6216\u6295\u8cc7\u6536\u76ca\u4e0d\u662f\u7528\u65bc\u53d7\u76ca\u5b50\u5973\u7684\u6559\u80b2\u7528\u9014\u8005\uff0c\u53d6\u6b3e\u7576\u4e0b\u6703\u88ab\u9810\u6263\u81f3\u5c11 10% \u6240\u5f97\u7a05<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                  \u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09: <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                  • \u76ee\u7684\uff1a\u901a\u904e\u70ba\u9000\u4f11\u5132\u84c4\u505a\u51fa\u8ca2\u737b\u4f86\u6e1b\u5c11\u7576\u4e0b\u8ca1\u7a05\u5e74\u5ea6\u61c9\u7d0d\u7a05\u6536\u7684\u6536\u5165\u3002<\/li>\n
                  • \u7279\u9ede\uff1a\n
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                    • \u5fc5\u9808\u7533\u5831\u7d9c\u6240\u7a05\u65b9\u53ef\u4eab\u6709<\/li>\n
                    • \u6295\u5165\u7684\u8cc7\u91d1\u70ba\u672a\u7a05\u6536\u5165<\/li>\n
                    • \u4e3b\u8981\u70ba\u7a05\u52d9\u5ef6\u9072\u76ee\u7684<\/li>\n
                    • \u53ef\u6295\u5165\u8cc7\u91d1\u984d\u5ea6\u70ba\u524d\u4e00\u5e74\u7d9c\u6240\u7a05\u7533\u5831\u6536\u5165\u7684 18% \u4e14\u5c0f\u65bc\u806f\u90a6\u653f\u5e9c\u6240\u6838\u5b9a\u7684\u8a72\u5e74\u5ea6\u6700\u9ad8\u984d\u5ea6\u4e0a\u9650<\/li>\n
                    • \u6295\u8cc7\u6536\u76ca\u514d\u7a05<\/li>\n
                    • \u4f46\u662f\u53d6\u51fa\u672c\u91d1\u6216\u6295\u8cc7\u6536\u76ca\u6642\u6703\u88ab\u9810\u6263\u4ea4\u6613\u91d1\u984d\u81f3\u5c11 10% \u6240\u5f97\u7a05<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      • \u76ee\u7684\uff1a\u70ba\u9996\u6b21\u8cfc\u623f\u7684\u9996\u4ed8\u6b3e\u7bc0\u7701\u7a05\u6b3e\u3002<\/li>\n
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                        • \u5fc5\u9808\u7533\u5831\u7d9c\u6240\u7a05\u65b9\u53ef\u4eab\u6709<\/li>\n
                        • \u6295\u5165\u7684\u8cc7\u91d1\u70ba\u672a\u7a05\u6536\u5165<\/li>\n
                        • \u6bcf\u5e74\u6700\u9ad8\u53ef\u6295\u5165\u91d1\u984d\u70ba 8,000 \u52a0\u5e63<\/li>\n
                        • \u6b78\u6236\u7e3d\u984d\u4e0a\u9650\u70ba 40,000 \u52a0\u5e63 (\u622a\u81f3 2024 \u5e74)<\/li>\n
                        • \u6295\u8cc7\u6536\u76ca\u514d\u7a05\uff0c\u4f46\u662f\u53d6\u51fa\u672c\u91d1\u6216\u6295\u8cc7\u6536\u76ca\u4e0d\u662f\u7528\u65bc\u9996\u8cfc\u623f\u5c4b\u7684\u982d\u671f\u6b3e\u6216\u623f\u50f9\u8005\uff0c\u53d6\u6b3e\u7576\u4e0b\u6703\u88ab\u9810\u6263\u81f3\u5c11 10% \u6240\u5f97\u7a05<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                          \u6bd4\u8f03 TFSA vs. RESP<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          Tax-Free Savings Accounts (TFSAs)<\/strong> \u66f4\u9748\u6d3b\uff1b Registered Education Savings Plans (RESPs)<\/strong> \u5c08\u9580\u7528\u65bc\u6559\u80b2\u5132\u84c4<\/p>\n

                          \u6295\u5165\u8cc7\u91d1\u88ab\u8996\u70ba\u5b8c\u7a05\u6536\u5165\uff0c\u6295\u8cc7\u6536\u76ca\u514d\u9664\u8ab2\u5fb5\u6240\u5f97\u7a05<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                          \u6bd4\u8f03 RRSP vs. FHSA<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          RRSP (Registered Retirement Savings Plan)<\/strong>:<\/p>\n

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                          • \u76ee\u7684<\/strong>: \u5728\u7d2f\u7a4d\u671f\u9593\u63d0\u4f9b\u7a05\u5ef6<\/li>\n
                          • \u91cd\u9ede<\/strong>: \u4e3b\u8981\u7528\u65bc\u9000\u4f11\u5132\u84c4<\/li>\n<\/ul>\n

                            FHSA (First Home Savings Account)<\/strong>:<\/p>\n

                              \n
                            • \u76ee\u7684<\/strong>: \u5e6b\u52a9\u60a8\u514d\u7a05\u7bc0\u7701\u7b2c\u4e00\u5957\u623f\u5c4b\u7684\u9996\u4ed8<\/li>\n
                            • \u91cd\u9ede<\/strong>: \u5177\u9ad4\u8207\u8cfc\u5c4b\u6709\u95dc<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                              \n\t\t\t\t\t\t\t\t\t<\/p>\n

                              \u8acb\u8a18\u4f4f\uff0c\u6839\u64da\u60a8\u7684\u7368\u7279\u60c5\u6cc1\uff0c\u8aee\u8a62\u8ca1\u52d9\u9867\u554f\u4ee5\u91cf\u8eab\u5b9a\u5236\u60a8\u7684\u7b56\u7565\u3002\ud83c\udf1f<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                              \u52a0\u62ff\u5927\u4ee5\u9ad8\u6240\u5f97\u548c\u9ad8\u7a05\u6536\u805e\u540d\u65bc\u4e16\uff0c \u6240\u4ee5\u4e0d\u540c\u7684\u7bc0\u7a05\u65b9\u5f0f\u5c31\u8b8a\u5f97\u76f8\u5c0d\u91cd\u8981\u3002 \u77ad\u89e3\u4e26\u719f\u6089\u7e3d\u9ad4\u7a05\u5236\u662f\u6bcf\u4f4d\u52a0\u62ff\u5927\u5c45\u6c11\u7684\u5fc5\u4fee […]<\/p>\n","protected":false},"author":9,"featured_media":17493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[282],"tags":[],"class_list":["post-17504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nexus-living-zh-hant"],"_links":{"self":[{"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/posts\/17504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=17504"}],"version-history":[{"count":4,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/posts\/17504\/revisions"}],"predecessor-version":[{"id":17510,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/posts\/17504\/revisions\/17510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/media\/17493"}],"wp:attachment":[{"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=17504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=17504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nexusvisa.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=17504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}